Fulton Stephansen

  • When you enter the arena of real estate purchasing, be wary of mortgages with balloon payments. Balloon payments are surprisingly large payments the mortgage owner is required to make at the end of the loan term. Before you get in to any real estate transaction, you should definitely spend some good time getting acquainted with the process. Get…[Read more]

  • Knowing what you can afford in monthly payments is very important when considering a real estate purchase. If you have a maximum monthly payment amount that you feel comfortable with, then you will eliminate the possibility of making yourself "house poor", meaning that all of your income goes towards your housing payment, leaving you little extra…[Read more]

  • You need to research the peculiarities of your local real estate market before jumping in. Remember that online resources and general-interest material cannot provide a picture tailored to the particular concerns of the community you are buying or selling in. You need to find out what specific issues drive prices up or down in the area you…[Read more]

  • If you are looking for a home that is cheap but in need of repair, be sure to bring a contractor with you to give you an estimate for the cost of repairs. You are sure to find his input invaluable when making the final decision about whether to make the purchase or not.

    Hire a real estate agent or a broker for help. They are sure to find you…[Read more]

  • Ask your real estate agent for referrals from their latest sales. Most realtors will be more than happy to share the names of recent clients whom you can talk to when evaluating the merits of the agent. These clients can give you insight into the strengths and weaknesses of the agent.

    Before purchasing a home, it is important to make sure your…[Read more]

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